The last thing you want to face after a disaster is a spooky series of delays, denials, and lowball offers from your insurance company. What many homeowners don’t realize is that the biggest mistake they can make is calling their insurance company before calling Action Public Adjusters (APA).
Call APA Before You Submit Your Claim
At APA, we work on contingency; you pay nothing upfront. We only get paid when you win or increase your settlement. That means our motivation is perfectly aligned with yours; getting you the fair payout you deserve.
APA isn’t just another contractor or consultant. We are licensed and regulated by the same California Department of Insurance that governs your insurance carrier. That makes us equal professionals at the negotiation table — but on your side.
When you call APA before you submit your claim, we help you avoid the traps, paperwork pitfalls, and recorded statements that could weaken your case later. Getting us involved early means we can take control of the process from the start; so you stay ahead of the problem, not buried under it.
The Scary Truth About the Insurance Industry
Insurance companies across the U.S. have become infamous for using tactics that protect their profits — not your property. Behind the friendly slogans and TV commercials are strategies that quietly delay, deny, and underpay legitimate claims.
A well-known issue with this system is that the first offer you receive is usually the worst. Internal policies and training often reward employees for cutting costs, not helping homeowners rebuild.
When exposed publicly, insurance companies deny wrongdoing and claim they’re committed to their clients. But time and again, the evidence tells another story; of pressure on adjusters to alter reports, settlements reduced without explanation, and families left in financial limbo.
What You Can Do
Be alert for red flags like sudden reductions in estimates, missing line items, refusal to update to code standards, or mismatched scopes of work. Document everything, and never agree to a settlement without reviewing it thoroughly.
And most importantly — don’t go through this alone. A licensed public adjuster from APA can represent you, negotiate on your behalf, and uncover what your insurance company doesn’t want you to see.
Call APA Before You Submit Your Claim
If you or someone you know is facing a delayed, denied, or underpaid property damage claim, call APA before submitting any paperwork to your insurance company. We work on contingency, you pay nothing upfront. We only get paid when you win or increase your settlement.
Call Action Public Adjusters today at (866)272-9469 or visit ActionPublicAdjustersCA.com
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